Investments by Ana


Rent to own program

17% of Canadians rent due to bad credit, high debt, or bankruptcy. Most of them can own a home through our proprietary program.

Rent to own is a rental strategy with an option to purchase at the end of the predetermined period. In the rent to own scenario, the renter has a reason they are unable to obtain financing at the moment. Yet, they want to make the transition to home ownership immediately. Renting o own a house is much, much different than renting to own a couch. First of all, rent to own in real estate does not cater to those who do not have the money to purchase a home. n fact, the opposite is true! The ideal rent to own candidate makes more than enough money to support their own mortgage payments, but cannot obtain a mortgage from the bank, because of bruised credit or because the bank wants an exorbitant amount of money down, which they need time to save up.

In the traditional rental strategy, only the landlord benefits. With rent to own, everyone benefits. Instead of the renters simply paying money each month to the landlord, they build equity in the home as they rent. In addition, the renter has automatic monthly savings in the form of an option credit. Each month, a percentage of the renter’s money is saved for them to go toward their down payment of the home at the end of the rental term.  Also, the landlord helps the renters by offering suggestions to repair credit issues, connecting the tenants with a credit repair specialist and reviewing their credit report regularly. The potential tenant will need to put down a deposit when beginning the rent to own process, anywhere between 2 and 5%. Therefore, this program is not for people who have no down payment, but can be beneficial to those who just need some extra time to save up enough to appease a lender.


A small down payment is required. This down payment is variable and based on the cost of the home you choose. This down payment is credited to you as a deposit, becoming part of your overall equity interest in the property.

Your Monthly payments are composed of the rent portion as well as the monthly credit payment  These monthly credits accumulate over the term of the agreement and become a part of your overall equity in the property. These credits along with your initial deposit are credited as a deposit towards the purchase price.

Investments by Ana; Right at Home Realty Inc.
Investments by Ana; Right at Home Realty Inc.
Mobile: 416-617-9891

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Investments by Ana; Right at Home Realty Inc.
Investments by Ana; Right at Home Realty Inc.
Ana Mendez, Broker, Professional Real Estate Investor
Investments by Ana - 20 Queensdale AVE WEST, Hamilton, ON L9C 1B5
Phone: 416-617-9891     
Mobile:  416-617-9891     
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